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MCD FINANCIAL SERVICES
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Home Annuity



What is an annuity?



Are annuities safe?



Why sould I consider an annuity?



Bank CD's VS Annuities. What are the benefis?



Are they tax benefits to having an annuity?



Can I have easy access to my money?



Do I have to pay a sales charge when investing?



Can annuities be used for qualified plans (IRAs, Roth, SEP...)?



Which annuity is right for me?



How can I lower my social security tax with an annuity?



I need an income. How can an annuity help?
   
  mortgage insurance ANNUITIES    
Offered By Top Rated, 12th largest corporation in the world
First Year Yield As High As 9.67%

The Allianz Life Power 7 Bonus Annuity
annuity  You get a 1st year yield as high as 9.67%. Which includes a 7% 1st year Bonus (minimum investment may be required.)
annuity
You get the 12th largest corporation in the world. Allianz Life Insurance Company of
 North America is rated A+ by AM Best and AA by Standard & Poor's  more information on ratings . Make sure to request the third party information on financial ratings.
annuity
You get Initial Interest Rate Guaranteed for one-year (longer guarantees also available) .
annuity
You get Guaranteed safety of principal in writing.
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You get Tax deferred accumulation. You do not pay current taxes as long as you don't make withdrawals.
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No initial sales charges ("no load".) Annuities are generally no-load, no-fee investments, which means more of your money is actually invested than with investments where some money is used to pay an initial charge (penalties may apply for early withdrawal).
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Early withdrawal systematic interest available right away and free additional withdrawals available after the first year, up to 25% of deposit. That means that, unlike CD's and some mutual funds,  you can take advantage of the  high yield being offered and have easy access to your money with no penalty for early withdrawal (if the generous withdrawal option is not good enough other plan variations are available - please ask!)
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Unlimited contributions. Unlike other tax-advantaged investments, such as IRAs, you can contribute an unlimited amount of money to an annuity during the year (Individual carriers may place a ceiling on the total amount you may put into an annuity without approval.).
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Up to 60% more monthly income if you become disabled.
 
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No probate in case of death as long as beneficiaries are specified by you. Which means your family will find it easier and less costly to obtain the value of the annuity.
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You can use this annuity to shelter investment earnings. Retired people can use annuities to shelter investment earnings that would otherwise lead to taxation of Social Security benefits.

IMPORTANT NOTE: Plan(s) not Available in all states.  Bonus may also vary by state and amount invested. Call or use the request information form for more detailed information. Offer can be withdrawn at anytime. Complete, detailed information must be reviewed by you before you sign any form and before money is placed in the annuity.

Saving Money And Getting Higher Returns With Annuity

If you are looking for higher investment returns and a safe place to save money or you simply want a guaranteed income for life, an annuity can be a perfect fit.

 
 
 
MCD Financial Services, Pittsburgh PA 15217
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